> ## Documentation Index
> Fetch the complete documentation index at: https://docs.gofermata.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Welcome to Fermata

> A quick welcome to the Fermata platform.

<img className="w-full rounded-md" src="https://mintlify.s3-us-west-1.amazonaws.com/fermata/images/jurassic-park.gif" alt="Jurassic Park" />

Fermata is a configurable payments API that helps you easily bill, capture payment, payout, manage user access, issue payment cards, and generate financial reports.

At a high-level, your app should send platform events to Fermata and we'll send back whether or not a given user can continue using your platform. Fermata handles payment capture, balance monitoring, and logic for determining whether or not a user is in good standing — or needs to be cut off from access.

For example:

* Nonpayment
* Out of tokens
* Beyond credit limits
* Downgraded their subscription

<Frame caption="Fermata handles your app's financial back-office">
  ![Architecture](https://mintlify.s3-us-west-1.amazonaws.com/fermata/images/architecture.png)
</Frame>